Victoria Finance Plc: Credit Relationship Officer Vacancy

Victoria Finance Plc (VFP), a prominent microfinance institution established in Tanzania in 2009, is dedicated to empowering low and middle-income earners, women, and youths through comprehensive microfinance services. With seven branches and a subsidiary, Victoria Insurance Brokers Limited, VFP extends its reach across multiple regions, notably supporting smallholder farmers through its innovative digital agriculture product, Kilimo Pesa.

VFP is actively seeking qualified, experienced, and results-oriented professionals to fill various vacancies within the company.

Credit Relationship Officer (2 Posts)

As a Credit Relationship Officer, your primary role will be to cultivate and nurture robust relationships with clients. This involves meticulously assessing their creditworthiness, efficiently managing loan applications, providing expert financial advice, and overseeing loan portfolios, all while strictly adhering to lending policies and regulations. You will serve as a crucial link between Victoria Finance and its borrowers, facilitating credit access while proactively mitigating associated risks.

Key Responsibilities:

• Proactively identify prospective clients, gain a deep understanding of their financial requirements, and build strong relationships to uncover potential loan opportunities.
• Conduct thorough analyses of financial statements, credit reports, and other pertinent data to accurately assess a client's creditworthiness and determine loan eligibility.
• Identify potential credit risks, implement effective mitigation strategies, and diligently monitor loan portfolios for any early indicators of delinquency.
• Oversee existing loan accounts, track repayment schedules meticulously, and take decisive actions to manage delinquent loans.
• Maintain precise records of all loan transactions, prepare comprehensive regular reports for management, and meticulously document all credit decisions.

Qualification and Experience:

• A Bachelor's degree in Finance, Accounting, or a related field is required.
• A minimum of five years of experience in the banking or microfinance industry, with a preference for roles in credit analysis or relationship management.
• Proficiency in Microsoft Office Suite and various office management tools.
• Exceptional analytical skills to effectively evaluate financial data and assess credit risk.

Application Process:

Interested candidates are invited to submit their applications and CVs to:

Managing Director,
Victoria Finance Plc
P.O Box 12102
Mwanga Tower Building
New Bagamoyo road, Kijitonyama
Dar es Salaam.

Email: info@victoriafinance.co.tz

Application Deadline: 15th April 2026

Victoria Finance Plc is an equal opportunity employer.