Access Microfinance Holding AG ("AccessHolding") was established in 2006 by a group of international shareholders from the public and private sector. AccessHolding's partners include among others the European Investment Bank (EIB), the International Finance Corporation (IFC), and KfW Development Bank. The business purpose of AccessHolding is to build up and control a network of commercial banks in developing and transition countries (the “AccessGroup”) with a target group focus on micro, small and medium-sized enterprises (MSMEs). The AccessGroup currently comprises ten financial institutions located in Sub-Saharan Africa, Central Asia, the Caucasus, and South America and employs close to 7.000 staff serving more than 400.000 clients. The head office of AccessHolding, the parent company of the Group, is located in Berlin, Germany.
Tasks & Responsibilities:
- Design, implement and manage specific risk policies in compliance with Tanzanian rules and regulations as well as with AccessHolding’s Group Risk Management Framework;
- Report to the board & senior management with regards to the implementation of the risk policies and Group Risk Management Framework;
- Responsible to work closely with all the stakeholders across the business to achieve a well-controlled organization which can achieve growth targets safely;
- Oversee the Head of and the teams in the Credit Risk and the Operational Risk Units;
- Integrate risk management priorities into the company's overall strategic planning;
- Ensure that key credit issues and risk exposures are thoroughly analyzed and effectively presented and that credit decisions are acceptable, and the risk initiatives appropriately mitigate the risk exposure;
- Ensure the preparation and development of qualitative and quantitative risk reporting which meets the needs of the Board, in order to support effective decision making;
- Embedding a positive culture of confident and informed risk-taking through training, communication and promotion of the agreed risk framework;
- Based on review of procedures and walkthroughs, maintain an inventory of internal controls and map them to key risk areas;
- Ensure the progress of remediation of control weaknesses identified by Internal Audit, self-testing, or controls assessment is being tracked;
- As a Management Board member, participate in and contribute to the executive discussions/decisions and the development of overall strategy of the bank.
Qualifications:
- Minimum five years of functional risk experience in some combination of the following areas:
- Credit Risk Management;
- Credit Scoring;
- Operational Credit Management including underwriting responsibility;
- Financial / Market Risk Management;
- Operational Risk Management.
- The ideal candidate will have a combination of hands-on Operational and Risk Management experience in MSME financing as well as deep knowledge of Financial and Operational risk Management;
- Minimum five years in senior management position(s);
- Master’s degree in economics, business or finance-related subject;
- Excellent managerial and open communication skills;
- Excellent organizational, analytical, problem solving, presentation, and oral and written communication skills;
- Proficiency in English (oral and written);
- Change management experience;
- Interest in international cooperation.
- Additional Assets:
- Previous international management experience in a large global organization;
- Project and change management experience;
- Knowledge of other languages.
