Overview
TPB Bank PLC is a Bank that provides competitive financial services to our customers and creates value for our stakeholders through innovative products. TPB Bank PLC is a Bank, whose vision is “to be the leading bank in Tanzania in the provision of affordable, accessible and convenient financial services”. As part of effective organizational development and management of its human capital in an effective way, TPB BANK PLC commits itself towards attaining, retaining, and developing the highly capable and qualified workforce for TPB BANK PLC betterment and the Nation at large.
TPB Bank PLC seeks to appoint dedicated, self-motivated, and highly organized Manager Agribusiness (1 position) to join the Directorate of Retail Business Banking team.
DIRECT REPORTING LINE: Senior Manager Credit
LOCATION: Dar es Salaam
SCHEDULE: As Per TPB Bank PLC Staff Regulations
DIVISION: SME
SALARY: Commensurate To The Job Advertised
POSITION OBJECTIVE
Manager Agribusiness will oversee and manage all functions relating to the Warehouse Receipts System (WRS) which finances storable post-harvest commodity inventory deposited into accredited warehouses by cooperative/unions, AMCOS, individuals and companies.
Further; to guarantee good customer service, improved asset performance (growth and quality), profitability, effective risk control, and management in line with TBP’s lending Policy and Procedure
DUTIES RESPONSIBILITIES
- Identify and analyze strategic business development opportunities to drive growth in the agricultural value chain through the application of Warehouse Receipt System financial
- Support the warehouse/SILO Receipt Financing Systems management for enhanced
- Properly coordinate and manage; Warehouse Receipt System financing products, execute internal and external relationships to ensure appropriate operations activities to WRS stakeholders is
- Review and appraisal of credit applications of organizations, companies, associations, cooperatives/unions or individuals; in the area of operation/zone to assess credit risk and make recommendation to approval
- Provide technical expertise on Warehouse Receipt System financing products to branch agriculture credit officers and other stakeholders to implement warehouse receipts systems financing
- Prepare weekly, monthly agriculture loan portfolio performance report and submit them
- Monitor credit and supervise loans disbursed in the area of operations/zone to ensure quality loan book
- Assist branches to prepare budget for the respective loan
- Assist branches under areas of operations to ensure certificates of pledge are submitted by customers and stored in branch custody before loan drawdown and release warrants are issued
- Provide leadership initial recovery and handling claims from the performance Bond Account which is under the custodian of the TWLB for any unredeemed Warehouse
- Ensure warehouse and collateral manager where storable post-harvest commodity financed is deposited and
- Ensure a warehouse management agreement (WMA) between the depositor, warehouse operator/collateral manager and the bank are
- Analyze applicant financial status, credit, and property/asset evaluation to determine feasibility of granting loan and submits applications and submit to approving authority.
- To ensure that branches are complying with the established WRS procedure which include applicant’s assessment procedures, credit investigation procedures, and a loan monitoring system designed to provide information concerning the performance of WRS Financing.
- Ensure the product quality and loss provisioning is maintained at the acceptable limits as prescribed in the TPB Credit
- Perform any other duties as may be assigned time to time by immediate supervisor
EXPERIENCE AND KNOWLEDGE REQUIRED
Education: Bachelor’s degree in finance, economics, agricultural science, Regional Development farming systems or related fields (Master degree will an added advantage).
Experience:
- Minimum 2 years’ experience in Warehouse Receipt System Financing from Reputable banks and/or financial
Skills / Attributes:
- Excellent written and oral communication skills with high proficiency in English and
- Conversant with standard computer applications (MS Excel, Word, PowerPoint, and Access).
- Ability to handle emotional labor when dealing with difficult
- Good knowledge of core banking operation
- Ability to work under pressure with minimum
