Job Summary

To operate as a member of a team of MI Analysts, but with specific responsibility for:

• Management information, including the production of internal and external periodic returns, data completeness, and integrity.
• Analyse cards & Loans portfolio Performance and Liability accounts and identify any underlying risk segments.
• Assist to drive the performance of Collections & Recoveries through relevant, complete, and timely management information to support the assessment of performance and effectiveness.
  Perform any other responsibilities that may be assigned by the team leadership

Job Description

To operate as a member of a team of  MI Analysts, but with specific responsibility for:

• Management information, including the production of internal and external periodic returns, data completeness and integrity.

• Analyze cards & loan portfolio Performance and Liability accounts and identify any underlying risk segments.

Risk and Control Objective:

Manage risk and control effectively by applying applicable risk frameworks and embedding a positive risk culture

• Understanding of your own role at the end to end processes in which you play a part, including applicable risks and controls.
• Adhere to ABSA’s policies and procedures applicable to own role, demonstrating sound judgment and responsible risk management.
• Report all risk events/incidents/issues using the defined process for your business area and help to understand why these happened and how to prevent them in the future.
•  Proactively look for ways to improve the control environment by considering what could go wrong in the processes you operate and how errors could be prevented.
• Continuous and proactive engagement with regulatory bodies, unions where applicable
• Keep up to date on all regulatory changes and have the ability to articulate the impact to the Business, be well informed on the industry thinking.

All mandatory training completed to deadline All mandatory training completed to deadline

Knowledge, Expertise, and Experience

Mandatory

• Good knowledge of the Bank’s systems and various sources of data
• Some knowledge of credit analysis & statistical analysis techniques.

Qualifications

Analytical Thinking - Advanced (Meets all of the requirements), Analytical Thinking - Basic (Meets all of the requirements), Digital familiarity (Meets all of the requirements), Ethics and values (Meets all of the requirements), Experience in a similar environment at a junior specialist level, Higher Diplomas - Business, Commerce and Management Studies, Openness to change (Meets some of the requirements and would need further development), Quality orientation (Meets all of the requirements)